Experience the Value of Partnering
with a Trusted Wealth Advisor
Services & Fees
At Waymark Wealth Management, we are always transparent and up front about fees. The value we offer brings clarity and confidence. We charge based on the time involved in meeting with you, learning about your financial goals, analyzing your situation, and implementing solutions customized just for you.
We understand different clients have different needs. Although the vast majority of our clients are best served when they elect to be "Planner Clients" (see below), we will work with you to determine which of the following three models best suits you.
Planner Client
Goals:
Planner Clients are ready to clarify, simplify and organize their financial life. They see the value in partnering with experienced Planners to take a holistic approach to defining goals, analyzing options, making informed decisions, and implementing strategies to strive toward their financial goals.
Planner Clients partner with us on an ongoing basis to stay informed, access expertise, and make adjustments as changes in finances, laws, and life occur.
Services:
For Planner Clients, we design and implement an integrated financial plan covering selected aspects of their financial life, which can include:
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Retirement planning
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Behavioral finance
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Building, protecting, and distributing wealth
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Portfolio construction
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Asset allocation
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Estate planning
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Life insurance
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Auto & homeowners insurance review
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College funding
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Business planning
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Tax review
Planner Clients partner with us, initially and over time, to manage and maintain their financial plan through ongoing communication and collaboration that reflects changes in their life, planning strategies, laws, and investment markets.
Fees:
Minimum investable assets: $0
The Financial Review is an ongoing fee that covers continuous customized review of your financial situation, goals, and needs. Fees range from $1,500 - $10,000 depending on situation, complexity, and the number of hours we anticipate spending with you.
Investment management advisor fees are an additional cost ranging from 1%-2% annually, varying with platform and investment structure.
Investor Client
Goals:
Investor Clients seek professional knowledge, expertise, and support to align their investment strategy with their financial goals.
Investor Clients see the value in partnering with experienced advisors to design, implement and manage an investment strategy, including investment research, analysis, and selection.
Investment Clients view professional management as a way to accomplish investment objectives while freeing up valued personal time.
Services:
For Investor Clients, we design and implement an investment strategy appropriate to their situation, risk tolerance, and goals.
Investor Clients receive ongoing investment management guidance and service, which can include:
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Investment goals
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Risk tolerance
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Investment strategy
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Investment research
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Investment selection
Clients experience support and communication as it relates to investment management.
Important to this process is a qualitative discussion regarding client risk parameters. We follow a regular cycle to implement and monitor client investments.
Fees:
Minimum investable assets: $250,000
Investment management advisor fees range from 1%-2% annually, varying with platform and investment structure.
Financial planning services are not included, however certain engagements may include targeted financial advice.
Situational Client
Goals:
Situational Clients seek targeted solutions to specified goals or situations.
Situational Clients work with us on a limited basis to seek guidance on the most appropriate solutions for their circumstances and goals, which can include:
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Investing strategy (one-time)
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Inheritance planning
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Estate settlement assistance
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Life insurance
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Long-term care
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Disability protection
Services:
Situational Clients receive guidance, advice, and service related to their specifically defined needs and concerns.
Ongoing service and support are provided as it relates only to the work performed. Additional services outside of the scope of work defined will be determined separately, as requested or recommended.
Investment management and financial planning services are available separately.
Fees:
Minimum fees: $2,500
Solutions will be selected based on client situation and needs.
Project Fees: Services may be fee or commission based, depending on the solution provided.
Hourly Fees: Financial advice may be provided on an hourly basis at the rate of $250 per hour.