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Securities and advisory services offered through LPL Financial, a registered investment advisor.  Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:

CA, CO, CT, DE, FL, GA, IN, MA, ME, MT, NC, NH, NJ, NY, PA, RI, SD, TX, VA & VT

Fee Structures

At Waymark Wealth Management, we are transparent and up-front about fees.  Our fees are based on the time involved in meeting with you, learning about your financial goals, analyzing your situation and implementing solutions customized just for you. 

We understand different clients have different needs.   Although the vast majority of our clients are best served when they elect to be a  "Planner Client" (see below), we will work with you to determine which of the following three models suits you best.  

Planner Client 

Goals:

Planner Clients are ready to clarify, simplify and organize their financial life. They see the value in partnering with experienced Planners to take a holistic approach to defining goals, analyzing options, making informed decisions and implementing strategies to strive towards their financial goals.

 

Planner Clients partner with us on an ongoing basis to stay informed, access expertise, and make adjustments as changes in finances, laws, and life occur. 

Services:

Planner Clients design and implement an integrated financial plan covering selected aspects of their financial life, which can include:

  • Retirement planning

  • Behavioral finance

  • Building, protecting and distributing wealth

  • Portfolio construction

  • Asset allocation

  • Estate planning

  • Life insurance

  • Auto & Homeowners insurance 

  • College funding

  • Business planning

  • Tax review

 

Planner Clients partner with us, initially and over time, to manage and maintain their financial plan through ongoing communication and collaboration that reflects changes in their life, planning strategies, the laws and the investment markets. 

Fees:

Minimum investable assets: $0 

The Financial Review is an ongoing fee that covers continuous customized review of your financial situation, goals and needs. Fees range from $1,500 - $10,000 depending on situation, complexity and the number of hours we anticipate spending with you.

 

Investment Management Advisor fees are an additional cost ranging from 1%-2% annually, varying with platform and investment structure. 

Investor Client 

Goals:

Investor Clients seek professional knowledge, expertise and support to align their investment strategy with their financial goals.

 

Investor clients see the value in partnering with experienced Advisors to design, implement and manage an investment strategy, including investment research, analysis, and selection.

 

Investment Clients view professional management as a way to accomplish investment objectives while freeing up valued personal time. 

Services:

Investor Clients design and implement an investment strategy appropriate to their situation, risk tolerance and goals.

 

Investor clients receive ongoing investment management guidance & service which can include:

  • Investment goals

  • Risk tolerance

  • Investment strategy

  • Investment research

  • Investment selection

 

Clients experience support and communication as it relates to investment management.

 

Important to this process is a qualitative discussion regarding client risk parameters. We follow a regular cycle to implement and monitor client investments.

Fees:

Minimum investable assets: $250,000

Investment management advisor fees range from 1%-2% annually, varying with platform and investment structure.

 

Financial planning services are not included, however certain engagements may include targeted financial advice. 

Situational Client 

Goals:

Situational Clients seek targeted solutions to specified goals or situations.

 

Situational Clients work with us on a limited basis to seek guidance on the most appropriate solutions for their circumstances and goals, which can include:

  • Investing strategy (one-time)

  • Inheritance planning

  • Estate settlement assistance

  • Life insurance

  • Long Term Care

  • Disability protection

 

Services:

Situational Clients receive guidance, advice and service related to their specifically defined needs and concerns.

 

Ongoing service and support is provided as it relates only to the work performed. Additional services, outside of scope of work defined, will be determined separately, as requested or recommended.

 

Investment management and financial planning services are available separately.

Fees:

Minimum fees: $2,500  

Solutions will be selected based on client situation and needs.

 

Project Fees: Services may be fee or commission based, depending on the solution provided.

 

Hourly Fees: Financial advice may be provided on an hourly basis, at the rate of $250 per hour.